Tower Loan Blog
Create a budget

How to create a budget: Setting up a money spreadsheet

How To Create A Budget: Setting Up A Money Spreadsheet One of the most basic and essential parts of managing your money is learning how to create a budget. Making a budget is a crucial tool that allows you to craft a financial plan to analyze how to spend your hard-earned income, using your money…

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A Personal Loan to Pay Off Debt: How to Pay Off Credit Cards

Using a Personal Loan to Pay Off Debt Is using a personal loan to pay off debt a good idea? In many cases, it can be. Many of our clients have used this strategy to reduce their monthly repayments and cut their interest fees. But obtaining a loan to pay off credit cards isn’t suitable…

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Refinance Loan: What It Is and How To Do It

Do you want to refinance a personal loan? We explain loan refinancing advantages and disadvantages, and how to refinance a loan. ✓ Click here!

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How to Plan for Retirement

Wondering how to plan for retirement? WE detail the importance of saving early, how to invest, and crucial retirement planning tips. ✓ Click here!

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What is the Difference Between Installment and Revolving Credit?

Comparing installment credit vs revolving credit? We explain each, including how they affect your credit score, and which is better. ✓ Learn more here!

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How to be Financially Independent

How to be Financially Independent Becoming financially independent is a rewarding process, yet the road to financial independence can be long and challenging. Do you find yourself wondering, ‘how can I become financially independent?’, or thinking, ‘I need to be financially independent, but don’t know where to start?’ If this is the case, this article…

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How to Create a Budget

How to Create a Budget Over 80% of American’s have something they don’t want: debt. Once you have it, it can be hard to manage. Fortunately, by learning how to budget money and creating a budget, debts can be cleared. Then, you can finally start to save money. Is your spending out of control? Do…

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How to Use Installment Loans to Pay Off Credit Cards

How to Use Installment Loans to Pay Off Credit Cards Taking steps to manage credit card debt can improve your credit score as well as reduce financial stress and uncertainty. One lucrative path to consider when paying off credit cards is consolidating credit card debt into a personal installment loan. Here’s a closer look at…

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The Best Way to Save Money: 20 Money-Saving Tips

The Best Way to Save Money: 20 Money-Saving Tips We all want to save a little more money, and everyone has their own ways to save money. But you will really only learn how to start saving money when you understand healthy money habits and allow your future needs to be more important than what…

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Get Out of Debt: Plans for Financial Freedom

Get Out of Debt: Plans for Financial Freedom Every American has an average of $38,000 of debt. And that’s excluding home mortgages. However, even though many people struggle with paying off their debt, there are steps that you can take to start steadily reduce the debt until you are completely free. While there may not…

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