Need some quick cash?
What is a personal loan?
Personal loans are consumer loans of credit that are granted to consumers for a variety of uses, but contain fixed payment amounts over a fixed period of time. Personal loans can be advantageous over typical revolving credit or credit cards due to the predictable payment plan. These loans are paid off with monthly installments over a scheduled period of time. These can even be a tool for building credit to increase your personal credit if payments are made on time. Tower Loan offers both secured & unsecured personal loans, depending on what the consumer qualifies for.
Why choose Tower Loan?
Tower Loan has been helping our customers since 1936. Since all of our loans have equal installment payments, there’s no worry with getting lost in revolving debt. Tower Loan has over 230 locations to serve you locally. We take pride in servicing our customers with the best customer service around. We listen carefully to your needs to make sure we take the worry out of obtaining credit. You can count on Tower Loan to continue our customer services just as the date we first met. We specialize in taking care of all of your financial needs.
Uses for Personal Loans
The need for a personal loan varies from person to person. These reasons could be vacation, home improvement, debt consolidation, medical or funeral bills, auto repairs, or any other unexpected financial expense. Once Tower Loan disperses the funds to you, you’re free to use these in whatever way you choose.
See what you qualify for today
If you’re interested in applying for a personal loan from Tower Loan to see what you qualify for, you can do this a variety of ways. We take pride in offering top notch customer service in our physical branches near you. We have over 230+ locations in Mississippi, Louisiana, Alabama, Missouri, & Illinois. You can use our branch locator to find the address or phone number and apply in person or over the phone. We’re also proud to offer the ability to apply for a personal loan online by clicking here to complete your application 100% online. For those that qualify, you may be able to even sign your documents electronically & have the funds deposited into your checking or savings account without ever having to step foot in an office!
What to Expect With Tower Loan?
Our interest rates & APR vary from a variety of factors. Once approved, your loan specialist will go over this along with term options that fit your lifestyle the best. Here is what you can expect for the process:
1) Complete an application. This can be done online by clicking here or you can call or visit one of our local branches near you. We’ll request some of your personal, financial, and employment information to provide an immediate decision on your loan application.
2) Verify your information. If you completed your application online, you may be able to answer a few identity questions to do this. Otherwise, you’ll be visiting the closest office near you to have a loan specialist verify your identity, income, and collateral (if applicable) as well as discuss your loan options.
3) Sign and receive your funds. For the online loans, after choosing your term options, you can sign your documents electronically, then expect the funds to be deposited into the account you’ve provided. If in the office, you’ll review and sign your loan documents there, then will be provided a check with the proceeds from your loan. Then, you’ll be all set!