Industry News, Resources, and Useful Tips

Good vs. Bad Debt and What Debt Means for You Some people assume that all debt is bad and should be avoided at all costs. However, debt can be both good and bad because of how it’s handled as a strategic means to better financial health. For example, some debt has long-term financial benefits, while…

Understanding Debt Management and If a Debt Management Program Is Right for You Simply put, debt is money owned and an obligation to pay off funds to another person, company, or government entity. Nearly eight out of 10 Americans have some type of debt, and the average debt per adult is $66,772. The most common…

How Do You Get Prequalified for a Loan? Before borrowing money from a lender, you must qualify for a loan, which involves a review of your finances, credit, and other factors to determine eligibility. But did you know you can prequalify for a personal loan without hurting credit reports and scores? The Purpose of Prequalifying…

Is a Loan to Pay Off Credit Cards Right for You? People take out personal loans for many different reasons, such as paying for home and auto expenses, catching up on bills, paying for holiday gifts, or taking a trip. However, you can also get a personal loan to pay off credit card debt to…

The Best Way to Pay Off Credit Card Debt Quickly How to Pay Off Credit Card Debt Fast Statistics show that nearly half of all Americans have credit card debt from month to month, and the average credit card debt amount in an American household is almost $8,000. So, while you certainly aren’t alone in…

How Long Does Something Stay on Your Credit Report?  People of all backgrounds and income brackets worry about their credit reports. It’s a universal concern in modern American life and something that can either make or break your financial dreams. Different types of financial information can stay on your credit report for two to 10…

To achieve your financial goals, consider making a monthly expenses list and creating a monthly budget. We provide tips to keep up with monthly bills.

Here’s What You Should Know About Getting a Small Personal Loan Various loan options are available when you need to borrow money. However, a small personal loan may be your best option if you need just a small amount of flexible funding to pay for incidentals or an emergency. Small personal loans can be used…

Saving for Vacation? Here Are 10 Tips to Make It Happen. How to Save for a Vacation Everyone has a different travel style, but the desire to get away on a trip is something we all feel from time to time. Vacations can be relaxing, exciting, adventurous, or filled with family and friends. But they…

Do student loans affect credit score? Student loans are ubiquitous when it comes to finding ways to finance higher education. There are usually many sources of helpful information for navigating the process of obtaining student loans, but that’s where the help usually ends. Taking out a loan of any kind can impact your finances in…